RM Credit Review
(Product Review)

3.92%

Monthly Interest Rate

Cashback Rewards

Price Beat Guarantee

Varies

Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Processing Fee

Up to 6x

Monthly Income

Loan Amount (S$)

Tenure (Months)

$288.67 Monthly repayment shown uses an indicative rate of 3.92% per month. Depending on your lender, actual rates may range from 0.25-4% per month.

Monthly Repayment

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RM Credit Product Review

RM Credit is a licensed moneylender in Singapore that offers various financial solutions, including personal loans, business loans, payday loans and debt consolidation loans. With a strong emphasis on customer satisfaction, RM Credit provides fast approvals, flexible repayment terms and transparency in all its processes. Their experienced and professional team is dedicated to delivering tailor-made financial assistance, meeting the unique needs of each client. Whether it be emergency funds, business expansion or the payment of debts, RM Credit becomes an unbreachable partner in finding financial solutions.

Current Moneylender Interest Rate Trends

Today’s moneylender interest rate trends in Singapore – As of Saturday, March 14th, 2026, moneylenders in Singapore are charging an average monthly interest rate of 3.84%

Compare Loan Offers
from 20+ Lenders

Up to 1% Cashback*

$20 Grocery Voucher*

Quick 5 Minutes Approval

How much do you want to borrow?

$1,000

$200,000

Over what period would you like to pay?

3 Months

72 Months

Total Cashback

10

Your monthly payment

337

Compare Latest Offers

Rate Disclaimer*

Based on a $20,000 loan at 6.95% APR over 5 years, total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%.

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*Based on a $20,000 loan at 6.95% APR over 5 years, read more total repayable amount is $26,940 with $449 monthly payments. Your personal APR will be provided upon application completion. Loan terms available from 3 to 72 months. Maximum APR 8.88%. show less

List of Nearby Licensed Moneylenders

Here are licensed moneylenders located nearby. All lenders listed are verified with the Ministry of Law and regulated under the Moneylenders Act.

Loan Amount (S$)

Loan amount must be between 500 and 100,000.

Tenure (Months)

Tenure must be between 1 and 60 months.

Lenders AllROSHI Approved

Monthly Repayment Low to HighHigh to Low

Total Interest Low to HighHigh to Low

More Filters

A1 Credit

Address

3.92%

4.9  

$1,060.58

1st Credit SG

Address

3.92%

5.0  

$1,060.58

Credit Culture

Address

3.92%

4.6  

$1,060.58

1133 Moneylenders

Address

3.92%

5.0  

$1,060.58

Credit 21

Address

3.92%

4.8  

$1,060.58

Advance Cash Credit

Address

3%

Grocery Vouchers

Up to 1% Cashback

5.0  

$1,004.62

Kaiiron

Address

3.92%

4.8  

$1,060.58

GS Credit

Address

3.92%

4.9  

$1,060.58

All lenders verified against Ministry of Law registry. Last updated: March 14 2026.

RM Credit Application Requirements

Eligibility Criteria:
To qualify for a loan with RM Credit Pte Ltd, you must:

• Be at least 21 years old.
• Be a Singapore Citizen, Permanent Resident or foreigner with a valid Work Pass, S Pass or Employment Pass.
• Have a stable source of income.

Documents Required

For Singapore Citizens / Permanent Residents:

• NRIC (original)
• Latest 3 months’ payslips or proof of income
• CPF contribution statements or Income Tax Notice of Assessment

For Foreign Workers:

• Passport
• Valid Work Pass, S Pass or Employment Pass
• Proof of residence (e.g., utility bills or tenancy agreements dated within the last month)
• Latest 3 months’ payslips or bank statements